News Summary

• Caleb Hammer, a thirty-one-year-old personal-finance YouTuber, hosts “Financial Audit,’ the interview show he hosts on YouTube.
• His guests are hundreds of thousands of dollars in debt and on a bullet train to rock bottom.
• Hammer has framed his goals as noble, recently explaining on “ The Joe Rogan Experience ” that his show’s humiliation rituals and hysterics are an elaborate ruse to make his viewers more financially literate.